Jewelry for Your Undertone: What Color Jewelry Should I Wear?

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What Colour Jewelry Should I Wear?

Close-up of a person’s wrist wearing a silver beaded chain bracelet with a circular clasp and a silver poinsettia flower charm. A matching silver poinsettia pendant necklace is partially visible in the background.

Choosing the right jewelry can transform your look, adding that perfect touch of sparkle and confidence. Beyond the design of the jewelry, the color of your jewelry can also be chosen to complement your features, illuminating your skin and enhancing your glow.

Whether you’re selecting a new piece for yourself or buying a thoughtful gift for a loved one, understanding what color jewelry you should wear is key. Here's how to tell if you should wear gold or silver jewelry:

Understanding Skin Tone and Jewelry Color

As personal colour analysis grows in popularity, it’s also worth looking beyond your wardrobe and choose jewelry that complement your natural skin tone. By understanding your undertones, you can choose the right hardware colors and gemstones that highlight your features and create a polished, harmonious look.

Discovering Your Skin's Undertones

Before deciding whether you should wear gold, rose gold or silver, it’s helpful to identify your skin's undertone, which is commonly referred to as your skin's true tone. Undertones are the subtle colors beneath the surface of your skin, which remain consistent regardless of how your skin's surface may change (such as getting a tan). Learning how to tell if you should wear gold, rose gold or silver jewelry often starts with this simple discovery.

  • Warm Undertones: If your skin appears more golden, peachy, or yellow, you likely have warm undertones. A common test is checking the color of your veins on your wrist; if your veins appear greenish, that's a good indicator of warm undertones. Your skin might also tan easily and rarely burn.
  • Cool Undertones: For those with cool undertones, skin might appear more pink, red, or bluish. If the veins on your wrist look bluish or purple, you probably have cool undertones. You might also find that your skin tends to burn easily in the sun rather than tan.
  • Neutral Undertones: If you have a mix of both warm and cool tones, or if neither seems dominant, you likely have neutral undertones. Your vein color might appear as a mix of blue and green, making it harder to discern. You might also find your skin tans with gentle sun exposure, but burns with overexposure.

Still unsure about your undertone? Try draping yellow gold, silver, and rose gold chains - one at a time -  over your arm or around your neck, and see which finish makes your skin appear brighter and more radiant.

Matching Jewelry Tones to Your Undertones

Once you've identified your true skin tone, deciding between silver, rose gold or gold jewelry becomes a whole lot easier.

  • Warm Undertones & Gold

For those with warm skin tones, gold jewelry — especially classic yellow gold or warm rose gold necklaces and rose gold rings — beautifully complements your natural complexion.

The inherent warmth of these metals enhances the subtle golden or peachy hues in your skin, creating a harmonious glow. Consider how a radiant gold flower necklace or a delicate pair of gold flower earrings can truly illuminate your look.

  • Cool Undertones & Silver/White Gold

If you have cool undertones, cool tone jewelry like a silver flower ring or a silver moissanite ring can beautifully complement your skin. In general, any cool jewelry will enhance your skin the most. This includes white gold and platinum, as the cool tones of these metals will bring out the blue and purple undertones in your skin, creating a crisp, bright, and refreshing look.

  • Neutral Undertones & Versatility

Those with neutral undertones have the flexibility to look good in both gold and silver tones. This means you can mix metals effortlessly, creating dynamic and personalized looks without worrying about clashing. Whether it's a warm gold flower necklace or cool silver pieces, jewelry for neutral undertones can span the entire spectrum, giving you endless styling possibilities.

Beyond Metals: Gemstone Colors For Your Skin Tone

Beyond hardware finishes, gemstone colors can also enhance your skin’s undertones. 

For those with warm undertones, opting for warm-toned gemstones like sunny citrine, fiery ruby, or vibrant peridot can further enhance your natural glow. Conversely, if you have cool undertones, cool-toned gemstones such as deep blue sapphire, soothing purple amethyst, or serene aquamarine will stand out beautifully against your skin.

Matching Jewelry to Your Colour Season

Colour season analysis is a method of identifying the most flatting colour palette based on your skin tone, hair colour and eye colour. The system groups individuals into four main seasons - Spring, Summer, Autumn, and Winter - each further divided into three sub-seasons, creating a total of 12 distinct colour seasons.

In seasonal colour analysis, the four main seasons are determined first by undertone, then refined by intensity and value (lightness or darkness). Individuals with warm undertones typically fall under Spring or Autumn, while those with cool undertones fall under Summer or Winter. 

  • Jewelry Colour Palette for Spring

If you are a Spring, you generally suit warm-based, bright, and clear colours. Yellow gold will suit you best, followed by rose gold, then silver.

Choose gemstones in warm pinks, corals, yellows, and fresh greens.

  • Jewelry Colour Palette for Summer

If you are a Summer, you generally suit cool-toned, soft, and low-contrast colours. Silver will suit you best, followed by rose gold, then yellow gold.

Opt for gemstones in shades of dusty rose, lavender, soft blue, and cool grey.

  • Jewelry Colour Palette for Autumn

If you are an Autumn, you generally suit warm-based, rich, and muted colours. Yellow gold will suit you best, followed by rose gold, then silver.

Choose gemstones in deep red, burnt orange, warm olive, and deep teal.

  • Jewelry Colour Palette for Winter

If you are a Winter, you generally suit cool-toned, bold, and high-contrast colours. Silver will suit you best.

Gemstones in icy or deep blues and white will complement your skin tone best.

Don’t be afraid to experiment with colorful gemstones. Whether it's a pop of color or a subtle shimmer, the right gemstone can add incredible personality and vibrancy to your outfits.

Your Style, Your Choice: Embracing Personal Preference

Whether you have a warm, cool, or neutral undertone, these tips offer an easy starting point for choosing what color jewelry you should wear, but the most important factor is always your personal preference and what makes you feel confident, beautiful, and joyful.

Explore Mondays Made's diverse jewelry collection, offering a beautiful range of metal finishes — from radiant gold vermeil to sleek silvers, and romantic rose golds.